Tips for Preparing for Home Hunting

Tips for Preparing for Home Hunting

As eager as you may be to dive head first into the home hunting process, it is important that you complete a few tasks and planning measures before you can start searching for the property of your dreams. We want your real estate transaction to be nothing short of successful, which is why we have gathered this pre-home hunting checklist for your convenience:

• Start saving today! Many house hunters simply look at mortgage costs when determining their budget when in reality, there are more expenses than just your monthly mortgage. You must calculate how much you can comfortably afford, considering closing costs, down payment, maintenance expenses, property taxes, insurance rates, and all other costs associated with homeownership.
• Now is the perfect time to check your credit score. If your score is less than favorable, checking now will give you the opportunity to boost it. Additionally, checking in advance gives you the opportunity to modify any discrepancies that you were unaware of.
• Before you start house hunting, be sure to seek pre-approval. This will allow you to know exactly what you qualify for and how much you can comfortable afford, meaning a more efficient house hunt.
• Most importantly, identify your must-haves and negotiable requests clearly so that you can experience the most efficient house search. Your real estate agent will be able to guide you in the right direction by utilizing this list.
Contact Margaret Rose Group in Laguna Beach for all of your California real estate needs. We can help you find the home of your dreams along the California coast.

As eager as you may be to dive head first into the home hunting process, it is important that you complete a few tasks and planning measures before you can start searching for the property of your dreams. We want your real estate transaction to be nothing short of successful, which is why we have gathered this pre-home hunting checklist for your convenience:

• Start saving today! Many house hunters simply look at mortgage costs when determining their budget when in reality, there are more expenses than just your monthly mortgage. You must calculate how much you can comfortably afford, considering closing costs, down payment, maintenance expenses, property taxes, insurance rates, and all other costs associated with homeownership.
• Now is the perfect time to check your credit score. If your score is less than favorable, checking now will give you the opportunity to boost it. Additionally, checking in advance gives you the opportunity to modify any discrepancies that you were unaware of.
• Before you start house hunting, be sure to seek pre-approval. This will allow you to know exactly what you qualify for and how much you can comfortable afford, meaning a more efficient house hunt.
• Most importantly, identify your must-haves and negotiable requests clearly so that you can experience the most efficient house search. Your real estate agent will be able to guide you in the right direction by utilizing this list.
Contact Margaret Rose Group in Laguna Beach for all of your California real estate needs. We can help you find the home of your dreams along the California coast.

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